Dollar to Phpeso, LLC's end of the line...!

'if you're in a hole, stop digging!'...
The Independent Review/Auditor came on Monday. At the end of the two hour audit, my mind was made up. There is no end in sight for my business. USA Patriot Act was renewed this year by with nary any revision in regards to foreign money remitters. The new governor of the state of New Jersey have other priorities to balance the budget and reduce the billion dollars deficit to have the energy to reduce state regulations. My customer base is stagnant! I had not one new client the whole year of 2009 and my regular client's remittance amount are at it's lowest ever.

I pick up Kk at daycare after the audit.
On my way home on the NJ Turnpike north is a billboard that says 'After you die, you see God' Rev. 1:7.
The complete scripture on NAB:

Behold, he is coming amid the clouds, and very eye will see him, even those who pierced him. All the people of the earth will lament him. Yes. Amen. [Revelation 1:7]

I thought of my beloved sister, C'yoy. For the first time since she left, my dam broke. On my iphone music blaring was the Beatles song 'When I'm Sixty-Four'. I'll be 64 in July. She would have been 62 a day before my 64th. She left at about the same age as our mother at 61 in 1983.
I have no more energy, patience and funds for all the Federal and New Jersey State compliance requirement to maintain a Foreign Money Remitter license.
The dissolution of the business is effective when the payment and all documentation are received by New Jersey Division of Revenue.
I run this business more years than most of my nursing jobs. The only nursing job I work longer was at University Hospital, Neuro-surgical Intensive Care Unit. DtP outlasted Wachovia, First National Bank brand and the CEO of BoA.

Money Laundering Laws Force Banks to Spy on Us, But They Are Ineffective Against Crime

by Dan Mitchell

The University of Basel’s Institute of Governance recently published a map showing the nations most linked to dirty money. What made the map interesting is that only one of the 28 nations listed was a so-called tax haven, thus exposing the left-wing lie that low-tax jurisdictions are somehow hotbeds of dirty money.
A more fundamental question is whether anti-money laundering laws are an effective way of fighting crime. The evidence is not encouraging. The system costs billions of dollars each year. Banks are forced to set up expensive monitoring systems to snoop on their customers. They are then required to send reports to the government for all large or unusual transactions. Theoretically, these reports are supposed to alert law enforcement to patterns of criminal activity, but since banks are compelled to send millions of reports every year, it is impossible to sift through haystacks of data to find needles of criminal activity. This is why conservatives, such as a former Reagan Justice Department official John Yoder, think the laws do more harm than good. This six-minute video from the Center for Freedom and Prosperity explains why the time has come for politicians to reconsider the current approach.

from: big government.com

Vonage Fax Service

I love my Vonage phone but the fax line bundled with small business plan does not work most of the time. I have change fax machine three times since I had the service in 2005, thinking it was the machines until this email today of 'NOTICE OF CLASS ACTION AND PROPOSED SETTLEMENT' shed some light. The settlement website to submit claim is: www.bustosfaxsettlement.com.