increased scrutiny of money flow after 9/11
reduction in remittance costs & expanding networks of the remittance industry
depreciation of US dollar
growth in migrant stocks and incomes.
DtPhp little contribution includes:
Meager fee of $7 per transaction below $350 and 2% thereafter.
$ to Php rate within 1% of average rate of previous day's close (+-)10c.
"The Lord is my helper, I will not be afraid. What can anyone do to me?" Hebrews, 13:6